Personal Tax Estimator

Estimate Your Refund —
Or Balance Owing

Plug in your income, deductions, and tax already paid for a quick snapshot. Federal and provincial rates as of 2026. An estimate only, not a tax return.

Greywood
Advisory

Tax Estimator · 2026 · OntarioCRA Estimate

01

Province or Territory

Click the map: a what-if for anywhere in Canada
Selected
Ontario

Rates change with your selection: same income, different province. Map: svg-maps/canada, CC BY 4.0.

02

Income

For the 2026 tax year
T4 box 14, all employers combined
$
Net income after expenses, T2125
$
Interest · pensions · EI · net rental
$
Total gains, 50% inclusion applied for you
$
Actual amount received, T5 box 24
$
Actual amount received, T5 box 10
$
03

Deductions

Amounts that reduce taxable income
Up to your deduction limit: see your notice of assessment
$
Union dues · child care · support payments · FHSA
$
04

Tax Already Paid

Box 22 on your T4 · T4A · T5 slips
$
Quarterly instalments sent to the CRA in 2026
$
Estimate
Tax Snapshot — 2026 · Ontario
Breakdown
Total incomeDividends grossed up · gains at 50%
$0.00
Taxable income
$0.00
Federal tax
$0.00
Ontario taxIncl. surtax & health premium
$0.00
Total tax & CPP
$0.00
Tax already paid
− $0.00
Estimated balance owing $0.00
Estimate only, not tax advice and not a tax return. Uses 2026 federal and provincial/territorial rates with the basic personal amounts, CPP/EI credits, employment amount, and dividend tax credits. Many credits are not included (medical, donations, tuition, disability, and others), so your assessed result may differ. Quebec figures approximate QPP/QPIP with CPP/EI rates. Nothing you enter is saved or sent, and it stays in your browser.
London, Ontario greywoodadvisory.ca

About this estimate

This calculator applies the CRA's published 2026 figures for every province and territory: federal brackets at the new 14% lowest rate, each jurisdiction's brackets and basic personal amount (including the Manitoba phase-out and Yukon's mirror of the federal amount), the Ontario surtax and health premium, the 16.5% Quebec abatement, the Canada employment amount, CPP and EI credits, CPP payable on self-employment income, the 50% capital gains inclusion, and each province's dividend tax credits. Pick a different province on the map to see the same numbers under its rates, a quick what-if for a move or a comparison.

It leaves out anything it can't know from a few numbers: medical expenses, donations, tuition, the age amount, spousal transfers, carryforwards, and provincial low-income reductions outside Ontario among them. Quebec's QPP/QPIP payroll rates are approximated with CPP/EI. Treat the result as a directional snapshot, not a filing position. When you're ready for the real number, we'll prepare the return.

Map outline adapted from @svg-maps/canada by Victor Cazanave, licensed CC BY 4.0.